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🇦🇪business Visa

Property Owner Residence Visa

United Arab Emirates

Last updated: December 19, 2025

Duration

2 years (renewable)

Visa Fee

$194

Time

4-6 weeks

Complexity

Medium

About this Visa

The UAE Property Owner Residence Visa comprises multiple categories for real estate investors: 2-Year Investor Visa (AED 750,000+ investment), 5-Year Investor Visa (AED 1,000,000+ investment), 5-Year Golden Visa (AED 2,000,000+), and 10-Year Golden Visa (AED 2,000,000+). All visa types are currently active as of December 2025 and accept applications. Property must be freehold ownership only in designated freehold zones. Off-plan properties from approved developers are eligible as of January 2024. Mortgaged properties are permitted if equity is retained (up to 50% financing allowed). Property must be held for minimum 3 years to maintain visa validity. Critical recent policy changes (2024-2025): Minimum down payment requirement eliminated; off-plan properties now eligible; mortgage financing permitted from contract signing. Bangladeshi nationals are NOT banned from investor visas and rank among top 10 golden visa recipients. Special pilot program available for Bangladeshis: AED 100,000 flat fee for 10-year visa without property requirement (launched July 2025).

Key Benefits

  • Long-term legal residency (up to 10 years renewable)
  • Spouse sponsorship with attested marriage certificate
  • Unlimited child sponsorship regardless of age
  • Parent sponsorship with proof of dependency
  • Unlimited domestic helper sponsorship
  • Access to UAE public healthcare system
  • Mandatory health insurance
  • Can establish bank accounts and access credit facilities
  • Can own additional properties
  • Can rent out property for income
  • No requirement to live in property
  • Can establish and operate business
  • No employer sponsorship required
  • Property can be mortgaged while maintaining visa
  • Family members receive same visa duration
  • Extended international travel flexibility

Eligibility & Requirements

Eligibility Criteria

  • Age 18 or older
  • Valid passport with minimum 6 months validity
  • Clean criminal record (any criminal history causes rejection)
  • Legal source of income and funds
  • No outstanding overstay on previous visas
  • No money laundering concerns or suspicious financial transactions
  • Medical fitness certificate (no dangerous communicable diseases)
  • Mandatory health insurance coverage
  • Pass UAE security clearance and background check
  • Ability to support self and family without government assistance
  • No education or language requirements for property-based visas
  • No professional experience requirement
  • Investors over 60 require additional government permission
  • Property must be in designated freehold zones only
  • Property minimum 3-year holding requirement

Financial Requirement

2-Year Visa: AED 750,000 property investment (50% down payment if mortgaged); 5-Year Investor: AED 1,000,000 (50% down if mortgaged); 5-Year Golden: AED 2,000,000; 10-Year Golden: AED 2,000,000. No separate minimum income requirement; investment serves as financial qualification. No minimum down payment percentage as of 2025; total property value must meet threshold.

Documents

  • Valid PassportMinimum 6 months remaining validity
  • Passport Copies & PhotosClear copies and high-quality digital photos meeting ICP standards
  • Title Deed or e-Certificate of TitleFrom Dubai Land Department showing property ownership and value
  • Property Valuation CertificateDLD-issued certificate confirming property value
  • Proof of PaymentBank statements or payment evidence showing amount paid
  • Health Insurance CertificateValid mandatory health insurance
  • Medical Fitness CertificateFrom UAE-approved medical centers
  • Emirates ID Application FormStandard ICP application form
  • Bank NOC and Mortgage StatementIf property is mortgaged, including proof of payment percentage
  • Sales and Purchase AgreementFor off-plan properties from approved developers
  • Good Conduct CertificateFrom Dubai Police (required for 2-year visa)
  • Marriage CertificateIf jointly owned with spouse; must be attested by MOFA and legally translated to Arabic
  • National IDFor Iranian, Pakistani, Iraqi, Libyan, Afghan applicants; additional to passport

Disclaimer: The information on this page is for general informational purposes only and does not constitute legal or immigration advice. Visa requirements, fees, and processes change frequently. Please verify all information with official government sources and consult a qualified immigration attorney before making decisions.