Digital Nomad Residence Permit
Montenegro
Last updated: December 26, 2025
2 years (renewable)
$60-$300
30-40 days
Low
About this Visa
Montenegro doesn't have a special "retirement visa." Instead, retirees use the Digital Nomad visa if they have enough income. You need to show €2,010 per month ($2,110 USD) to qualify. You can live in Montenegro for up to 4 years, renew indefinitely after that with a break, and don't pay taxes on your foreign pension. This visa is popular with retirees and remote workers because costs are low, the process is fast, and the country has a beautiful Mediterranean coast. You can work online for foreign companies but cannot get a local job in Montenegro. The program is designed for people who don't need to work locally. As long as you have stable foreign income, you can live here legally and enjoy the low cost of living.
Key Benefits
- Work from anywhere - Can work for foreign companies online
- Bring family - Spouse and children under 18 get same permit
- No taxes on foreign income - Your foreign pension is 100% tax-free
- Access healthcare - You can use Montenegro's healthcare (with private insurance)
- Own property - Can buy land and houses
- Travel freely - Leave the country anytime (short trips allowed)
- Path to citizenship - After 10 years you can become a Montenegrin citizen
Eligibility & Requirements
Eligibility Criteria
- Must show €2,010+ monthly income (or €3,650 in bank account)
- Must have valid passport
- Cannot have serious criminal record (prison >6 months)
- Must have health insurance
- Must have a place to live lined up
- No age limit - retirees of any age welcome
- No language requirement yet (only after 5 years if applying for permanent residence)
- Must be a foreign citizen (not Montenegrin)
Financial Requirement
You must show €2,010 ($2,110) per month income. This can be: Retirement pension, Investment income, Savings in a bank account (€3,650 minimum one-time deposit instead), Remote work income, Combination of these. The €2,010 amount increases each year with Montenegro's minimum wage. It's 3 times the national minimum wage.
Documents
- Valid passportMust be valid
- Proof of monthly income6 months bank statements or pension letter
- Health insurancePrivate policy required
- Criminal record certificateFrom your country
- Proof of residenceRental agreement or property deed
- Document translationDocuments in English or translated to Montenegrin
Disclaimer: The information on this page is for general informational purposes only and does not constitute legal or immigration advice. Visa requirements, fees, and processes change frequently. Please verify all information with official government sources and consult a qualified immigration attorney before making decisions.